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07 Jul

What Happens In A T-Bone Car Accident?

What Does It Mean To Be T-Boned?

Cloud Law t-bone accident stats pageThere are many different types of car accidents that a person could be involved in. Some are minor such as fender benders, while others are quite serious and can lead to severe injuries. T-boned car accidents tend to be of a more serious nature. But what exactly is a T-boned car accident? A T-boned car accident, also known as a side-impact collision, occurs when one vehicle runs into another vehicle head-on into the side panels of the vehicle where the doors are found on either the driver or passenger side. In this type of accident the two cars collide in a way that creates a T shape, hence the name T-boned.

T-boned car accidents most frequently happen at intersections where one or sometimes both parties have entered the intersection illegally and there isn’t enough time for the drivers to react and get out of each other’s way. In car t-boned accidents it is not uncommon for the driver that runs into the vehicle to have blown through a stop sign or red light. Because these accidents typically occur when a driver is not paying attention to road signs and signals, they have usually not reduced their speed and so t-boned collisions can lead to very serious injuries.

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What To Do If You Have Been T-Boned

If you have been involved in a t-boned collision the first thing to do is remain calm if possible. Car accidents are always jarring events, but the more you can remain calm, the better off you will be. After the accident occurs, whether you were t-boned at 40 mph or 4 mph it is important to seek medical attention. T-boned accidents force a person’s body to quickly absorb an enormous amount of energy in an unnatural way since they are being hit from a perpendicular direction to the way they had been moving. Sprained muscles in the back, neck, arms, and legs are all common, as are broken bones, or lacerations from broken glass from the vehicle’s doors. Even if the accident was at a slower speed and not much damage was done to the vehicle a person should still be fully checked out by a medical professional and given an all-clear.

If possible the next step is to get as much information from all parties involved as well as any witnesses that you can. Exchange insurance information as well as contact information so that follow-up can be conducted when trying to sort out insurance claims and settlements. Once this step is done it is important to document the scene of the accident and any pertaining facts surrounding the accident. Take pictures of the vehicles involved from many angles, of the road conditions, of any street signs, even capturing the weather at the time of the accident can be helpful in the future.

After a side-impact accident, it is always best to contact the police to report the incident. Even if there has been minimal damage and doesn’t appear to be any injuries an official report is always advised. The police officer is going to fill out a report that goes over all the pertinent facts of the accident including the distance the vehicles were from different landmarks and each other, the names and contact information for all involved parties, drawn diagrams of the accident, and occasionally the responding officer’s impressions of how the accident happened and who it at fault. It is best to get your hands on this police report both for your insurance company and for any future use for a personal injury claim. If you haven’t gotten the police report yourself many insurance companies or lawyers are able to get this information themselves.

Once the police report is dealt with it is important to contact your insurance company and inform them of the incident. Regardless of fault, your insurance company needs to know that an accident happened so they can begin the claim process. Most insurance companies require you to contact them within 30 days of the accident, it’s important not to miss that window as it can complicate things down the road or even negate your ability to move forward with a claim. It is also important when speaking with your insurance company to avoid making statements that could negatively impact your claim. Make sure to only answer their questions with factual answers and never claim fault or responsibility for an accident when speaking with an insurance agent.

If you have been injured in a T-bone accident the next advised step is to speak with an experienced car accident attorney near you. They will go over the details of your incident and discuss whether you have a legitimate case and grounds for seeking compensation to cover the costs involved with the accident.

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At our mid-Florida law firm offices, we have helped a number of people who have been the victims of T-boned car accidents. The injuries sustained in these types of injuries require extensive medical treatment and that can be costly. Some of our recent T-boned case settlements are shared below.

t-boned Car Accident Lawsuit Settlements in Florida - Cloud Law$500,000 – T-Boned Motor Vehicle Accident Settlement –
The at-fault driver ran a stop sign in front of our client, causing our client to T-bone the at-fault driver. The at-fault driver was untruthful about how the accident occurred, but the electronic data downloaded from his vehicle proved our client’s version as to how the crash occurred. The insurer for the at-fault party made no pre-suit offers. We filed suit and ultimately recovered the full$500,000 insurance policy limits, including the full limits from two insurers for the at-fault party and the full limits from our client’s own uninsured/underinsured motorist carrier.

$280,000 – T-Boned Motor Vehicle Settlement –
Our client was t-boned in an intersection. We recovered policy limits of $280,000 for our client, including a portion from the at-fault driver and a portion from the underinsured motorist carrier.

$125,000 – T-Boned Car Accident Settlement –
Our client was a passenger in a vehicle that was t-boned in an intersection. Within a few weeks of being retained, we recovered the full $100,000 bodily insurance policy limits for the at-fault driver as well as the full $25,000 underinsured policy limits for the driver of the vehicle in which our client was a passenger.

$125,000 T-Boned Motor Vehicle Accident Settlement –
Our client was T-boned in an intersection by the at-fault driver. The insurer for the at-fault driver quickly tendered its $25,000 policy limits, but our client’s uninsured motorist carrier decided to fight. Initially they made no offer. After suit was filed, they increased their offer to $18,000. After depositions, the uninsured motorist carrier accepted our $100,000 policy limits demand/proposal for settlement.

$110,000 T-Boned Car Accident Settlement –
Our client was a passenger in a car that was t-boned. The insurer for the at-fault party promptly tendered its $10,000 policy and our client’s underinsured motorist carrier promptly tendered its $100,000 policy to avoid suit.

Contact A T-Boned Accident Lawyer When You’ve Been Involved Crash

If you have been injured in a t-boned car accident it is worth speaking with an experienced car accident attorney near you. It is often the fault of the person who ran into your vehicle and a personal injury lawyer can help you with a settlement and make sure you get the compensation you need to recover from your accident. At Cloud Law Firm we help clients throughout Florida who have been injured in t-boned car accidents, as well as any other type of car accident they may have been involved in. Contact our office today to set up a free case consultation. 855-408-5100

And see more information on rear-ended car accidents, hit & run accidents, head-on collisions, rollover accidents, and more.

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