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Car Accident Physical Therapy Settlements in Florida

Car Accident Physical Therapy Settlement: florida pip and physical therapy does physical therapy increase car accident settlements When serious injuries occur in a car accident, they can take months or even years to recover from. In some severe cases, injuries can cause life-altering physical and financial challenges. One of these is the need for physical therapy, to help in the recovery process. In Florida, because of no-fault insurance laws, recovering compensation for physical therapy after an accident can be challenging and involves understanding the legal and insurance processes.

If you have been injured in a car accident caused by someone else and now require physical therapy, it is important to speak with an experienced personal injury lawyer near you. At the Cloud Law Firm, we have years of experience helping those who have been injured due to the negligence of others. Reach out to our office online or call 855-408-5100 to speak with one of our compassionate and understanding attorneys today to set up a free case consultation.

Why Physical Therapy is Crucial After a Car Accident

Physical therapy plays a vital role in the recovery process after you have been involved in a car accident. It can help to restore mobility, reduce pain, and improve the quality of life for those who suffer injuries like:

  • Whiplash and neck injuries
  • Soft tissue injuries
  • Back and spinal cord injuries
  • Fractures or joint injuries

Because of Florida’s no-fault insurance laws, your Personal Injury Protection (PIP) coverage will handle your immediate medical needs after a car accident, including physical therapy, regardless of who caused the accident.

How PIP Works When Covering Physical Therapy Costs in Florida

Florida drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) coverage. This insurance covers 80% of medical expenses, including physical therapy, up to the policy limit. Your own medical insurance will also help to cover the costs of your medical expenses, including physical therapy. However, the following nuances apply:

1. Initial Medical Treatment Timeline – You must seek medical attention within 14 days of your car accident to qualify for PIP benefits.

2. Medical Necessity Requirement – To have physical therapy covered by your PIP, it must be deemed medically necessary by a licensed healthcare provider to be eligible for coverage.

When injuries are serious and require prolonged physical therapy, quite often your PIP coverage will fall short of the total cost. By pursuing additional compensation from the at-fault driver through a car accident settlement, you can help to ensure that you have the compensation you need to help cover the costs related to your physical therapy.

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Filing a Physical Therapy Car Accident Claim

When your injuries are serious and exceed your PIP’s limits, it is important to submit a claim against the at-fault party to help recover compensation to cover those costs. Not only will a car accident settlement help to pay for ongoing physical therapy costs, but it can also help with other medical care, lost wages due to time off of work, and even damages for pain and suffering endured do to the accident.

To maximize your physical therapy car accident settlement, it’s essential to document the extent of your injuries, the treatments required, and their associated costs. A car accident attorney specializing in Florida laws can help compile this evidence and negotiate on your behalf.

Will Requiring Physical Therapy Increase My Car Accident Settlement?

When trying to determine the amount for a car accident settlement, medical costs will be scrutinized and this includes future medical costs. If you end up needing physical therapy after a car accident, this will be taken into consideration and will likely result in a higher settlement value than if you do not need physical therapy. It is best to speak regularly with your physical therapist about the amount of rehabilitation they anticipate you will need, as well as making sure they document all treatments and costs to show a complete picture to the insurance companies involved when pursuing a settlement.

Factors That Influence Physical Therapy Settlements in Florida

Several factors will impact the settlement amount for physical therapy after a car accident:

  • Severity of Injuries – Serious, long-term injuries that require extensive physical therapy will generally lead to higher compensation.
  • Cost of Medical Treatment – Accurate records of physical therapy expenses are crucial for determining settlement value.
  • Liability Determination – Florida follows a pure comparative negligence system, this means your compensation may be reduced if you’re found partially at fault for the accident.
  • Insurance Policy Limits – The at-fault driver’s insurance policy may limit how much you can recover in damages.

Contact A Florida Car Accident Injury Lawyer About Your Physical Therapy Settlement

Recovering compensation for physical therapy after a car accident in Florida involves navigating PIP coverage and, in many cases, seeking settlements beyond these limits. Understanding your rights and working with an experienced car accident attorney near you can make all the difference in securing the funds you need for recovery.

If you’ve been injured in a car accident in Florida and need physical therapy, don’t delay in seeking medical attention and legal counsel. Your health and financial well-being depend on taking prompt, informed action. We invite you to reach out to the personal injury lawyers at the Cloud Law Firm. Contact our office online or call 855-408-5100 to speak with one of our experienced car accident attorneys today to set up a free case consultation.

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