Helping Injury & Accident Victims in Sebring, Florida
If you or a loved one has been injured in a Sebring accident due to someone else’s negligence, you are probably searching for answers to many questions about your rights, resolving your financial situation, and choosing an attorney. We can answer those questions. Prior to this accident, you may have believed that you would never need to hire an attorney; however, it is essential that accident victims recover the maximum amount possible from the responsible party. You will only get one bite at this apple. You have the right to pursue a claim for your past and future medical expenses, lost income, and pain and suffering. You need an experienced, qualified attorney who will out-think and outwork the at-fault party and their insurance company. If you or your loved one has suffered any personal injury as the result of a car accident, truck accident, motorcycle accident, bicycle accident, pedestrian accident, slip and fall, trip and fall, construction accident, or any other accident causing personal injuries or death, please, call the Cloud Law Firm now for a free consultation. We want you to know your rights and we will provide the advice and help you are searching for. You have nothing to lose by calling because there are no attorneys’ fees unless we win your personal injury case.
We have a staffed, full time office in Highlands County. Please contact the Cloud Law Firm today for a free, no-hassle consultation. You can call us at: (863) 402-2207 to set an appointment. We will be happy to talk with you on the telephone and meet with you in person at our Highlands County office located at 205 S Commerce Ave, Sebring, FL 33870. In the meantime, for Frequently Asked Questions, please read the information provided below.
WHO IS MIA CLOUD/THE CLOUD LAW FIRM?
Mia Mancinelli Cloud graduated from Florida State University Cum Laude, with Honors, and earned her law degree from Stetson University College of Law, one of the nation’s top trial advocacy programs according to U.S. News & World Report. Mia is active in a number of professional organizations, including the Florida Bar Association, and the Highlands County Bar Association of which she served as past president. Before forming the Cloud Law Firm, Mia was a partner and shareholder at the Sebring law firm, McCollum & Cloud, P.A., a well respected and long-standing firm in Highlands County. Mia is a trial attorney and has experience representing clients in State and Federal Trial Courts, Social Security administrative proceedings, and Federal Bankruptcy Courts.
WHERE IS THE CLOUD LAW FIRM LOCATED?
The Cloud Law Firm serves clients throughout central Florida. In addition to other locations, we have a staffed, full time office in Highlands County. Please contact the Cloud Law Firm in Highlands County today for a free, no-hassle consultation.
WHAT TYPES OF CASES DOES THE CLOUD LAW FIRM HANDLE?
The Cloud Law Firm handles many types of personal injury cases, including the following areas of personal injury practice:
Car Accidents — Truck Accidents — Motorcycle Accidents — Bicycle Accidents — Pedestrian Accidents — Dog Bites — Slip, Trip & Falls — Brain Injuries — Spinal Cord Injuries
WHAT SHOULD YOU DO IF YOU ARE INVOLVED IN AN ACCIDENT?
This is a non-exhaustive list of things you should do if you are involved in an accident: (1) Call 911 and file a police report. The police officer will perform an investigation and record pertinent information about the accident, the persons involved and, in the case of a motor vehicle accident, the vehicles involved, and the the parties’ auto insurance carriers. (2) Seek immediate medical attention and tell your physician everything you can about the pain and symptoms you are experiencing. If you are disoriented, confused or having trouble remembering things, you should report it then. (3) Get all witnesses names, addresses and telephone numbers, if you can. If you cannot, ask a reliable family member or friend to to come to the accident scene to help you. Better yet, call a personal injury law firm like us so we can start our investigation immediately. (4) Take a lot of pictures of the accident scene, the dangerous condition, the vehicles damages, the vehicle locations, any witnesses, all visible injuries of victims, etc. Keep the photographs in a safe location, not just on your cellular phone. A picture is worth 1,000 words and is the best way to record accident scene data. Once the vehicles are moved or the dangerous condition is repaired, the at-fault party will almost certainly dispute many facts about the accident, especially if you do not have photographs to prove your story. (5) Do not talk to anyone other than the police officer, your physicians, and your attorneys about the accident or your injuries. Do not give a statement to the negligent party’s insurance company before speaking with an attorney. Insurance companies are adept at getting people to say things that are detrimental to their case. (6) Retain an attorney to help you with your accident claim. (7) Before you sign anything, such as a statement or property damage release, consult your attorney. If you are not careful, you may accidentally waive important rights or limit your recovery. (8) Report the accident to your own auto insurance company. However, we recommend you consult with an attorney first.
SHOULD YOU HIRE A LAWYER?
Absolutely. The average person does not have the experience necessary to prepare a personal injury case, navigate the intricacies of personal injury law, or value a personal injury case. For example, do you know how to handle a lawsuit? Are you familiar with all the Florida statutes and case law applicable to your case? Do you know how to obtain and evaluate how much insurance (e.g. BI, UM, PIP, etc.) is available to resolve your claim? Do you know which, if any, of your collateral source providers (e.g. a health insurer, Medicare or Medicaid) must be reimbursed from your personal injury settlement or what to do if the collateral source isn’t being responsive or reasonable? An experienced attorney will be familiar with applicable Florida laws and how they apply to your particular circumstance. Moreover, an experienced attorney should be able to add value to your personal injury claim by recovering more than you would have recovered if you had not hired the lawyer.
WHAT DOES A PERSONAL INJURY ATTORNEY DO FOR CLIENTS?
This is a non-exhaustive list of things a personal attorney handles for clients: (1) Investigate the claim, such as: obtain the police report, if any; obtain photographs of the accident scene and other relevant items, such as the vehicles involved in an accident; obtain and analyze all of the client’s medical records; interview witnesses, including experts and medical providers; obtain and evaluate all applicable insurance policies; research applicable law; and deal with the the at fault party and their insurer, as appropriate, including filing and overseeing a lawsuit if necessary. (2) Advance all the litigation costs incurred in pursuing the claim. Litigation costs generally include things like charges for copies of medical bills, costs charged by the Court, court reporters, and process servers, and costs charged by experts. In cases that go to trial, litigation costs are often tens of thousands of dollars. (3) Represent the client in dealings with the client’s own insurance company, potentially including PIP claims, property damage claims, and UM claims. (4) Represent the client in dealings with the at-fault driver and their insurance company. (5) Represent the client in Court. (6) Negotiate and oversee any settlement. (7) 7. Negotiate resolution of outstanding liens and medical bills following settlement.
WHEN SHOULD YOU CONTACT THE CLOUD LAW FIRM ABOUT YOUR PERSONAL INJURY CLAIM?
Immediately! The attorney, Mia Cloud, will provide a Free Consultation and, if you retain us, get to work immediately on your case. The sooner the better. The at fault party’s insurer begins collecting information, documents, photographs, and conducting witness interviews right away. Don’t let them get there first. More importantly, if you wait too long, important evidence and witnesses will go missing. Call the Cloud Law Firm today!
HOW LONG DOES A PERSONAL INJURY CASE TAKE TO RESOLVE?
This depends on a lot of variables that are outside the client and attorney’s control, including: the client’s injuries and course of treatment, the amount of insurance coverage available, the number of parties and insurers involved, and the insurers’ willingness to discuss a reasonable settlement. The harder the insurance companies fight, the longer it takes. With these factors in mind, a standard personal injury case can take anywhere from months to years to complete. One of the reasons it takes so long is because it is unwise to settle before the accident victim substantially completes their treatment as you only get one bite at the apple and cannot go back for more later if it turns out you need additional treatment. Also, if the case goes into litigation, it can take more than a year to push the case through the congested court system.
WHAT ITEMS OF DAMAGES ARE YOU ENTITLED TO RECOVER?
Accident victims are generally entitled to recover the following types of damages: (1) MEDICAL BILLS: You are generally entitled to recover payment for all of your medical bills which are reasonable and causally related to the accident. This includes future medical costs which are necessitated by your injuries. (2) LOST WAGES: You are generally entitled to recover payment for all of your lost wages which are causally related to the accident. This includes wages lost in the past, as well as loss of future earning capacity. (3) PAIN AND SUFFERING: You are generally entitled to recover for all of your pain and suffering related to the accident, both past and future. Pain and suffering damages should not be considered lightly. Depending on the circumstances, pain and suffering awards can sometimes be quite significant. (4) OUT OF POCKET EXPENSES: You are entitled to recover all of your out of pocket expenses, including mileage to and from treating physicians and the costs associated with prescription medications. Be sure and keep track of these amounts as they can be difficult to reconstruct. (5) PUNITIVE DAMAGES: Under some circumstances, such as the case of a drunk driver, you may be entitled to recover punitive damages. Punitive damages are intended to punish a wrongdoer for gross negligence and/or intentional acts. The Florida legislature has passed several statues which serve to define and limit the award of punitive damages. However, you should know that under proper circumstances, punitive damages are recoverable.
HOW MUCH IS YOUR CASE WORTH?
Your top priority should be your health. If you are in pain or are experiencing symptoms/limitations, you should seek medical treatment regardless of the potential positive or negative effects to the value of your claim. Setting that aside, the value of your case depends on numerous factors, such as the following: the facts of the accident (inflammatory facts makes the value go up), the degree to the victim shares comparative fault in causing the accident, the credibility and likeability of the parties and witnesses, the victim’s age, injuries, course of medical treatment, and future prognosis, the total medical bills, liens and write-offs, and may other factors. An experienced accident attorney will consider the circumstances of your case and help you evaluate the settlement value of your case.
DO YOU HAVE TO GO TO COURT?
Not always, but it is sometime necessary to obtain the maximum recovery. Many clients want to avoid going to court and we are generally able to secure a reasonable settlement offer without filing a lawsuit. However, insurance companies can be stubborn and sometimes a lawsuit must be filed before the insurance company makes a reasonable settlement offer. For instance, we recently handled a case in which we made a demand for $100,000 insurance policy limits. The insurance company for the at fault party offered only $8,000 to settle the case. We filed a lawsuit and quickly pushed the case toward trial. Just six months later, the insurance company tendered the $100,000 policy limits to our client. Nothing about the case changed, we simply had to force the insurance company to do the right thing. Please see our results for information about some of our settlements and verdicts.
HOW MUCH ARE THE CLOUD LAW FIRM’S FEES?
The Cloud Law Firm provides services to accident victims for a “contingent fee.” We get paid only if we win your case by obtaining a settlement or jury verdict in your favor. If we win your claim, the fee is 33.3% to 40% of the gross recovery, depending on whether we had to file a lawsuit to resolve your claim.
What Our Clients Are Saying:
“Attorney Cloud and her staff where wonderful! Attorney Cloud was professional yet caring of me and the situation. She was honest and open and did a great job with providing me options for my case. She walked me through the entire process with knowledge and experience and I was extremely pleased with the outcome! I would highly recommend Attorney Cloud if you have been physically injured!”
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